Acura ILX Insurance Cost in Nebraska

Insuring a Acura ILX in Nebraska costs about $1,275 a year ($106/month) for full coverage by our estimate — −19% versus the same car nationally — the 16th cheapest of 51 states for this model.

Acura ILX (photo from Wikimedia Commons) — Photo: Kevauto, CC BY-SA 4.0

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Acura ILX insurance in Nebraska at a glance

Full coverage

$1,275

$1,045–$1,505

25/50/25 minimum

$385

$32/mo

Same car nationally

$1,580

full coverage

Avg. car in NE

$1,285

−1% for the ILX

The Acura ILX is 1% cheaper than the average vehicle to insure in Nebraska. Nebraska's own base rates are 23% lower than the national average, which carries through to every model.

Nebraska factors that affect ILX premiums

Uninsured drivers: 9.5% of Nebraska drivers are uninsured (U.S. 15.4%), which raises the value of uninsured motorist coverage for your ILX.
Theft: 185 vehicle thefts per 100,000 residents (U.S. 197).
Weather: FEMA rates Nebraska's expected annual losses as relatively high for hail, relatively high for tornado, no expected annual losses for hurricane, relatively low for inland (river) flooding, relatively high for strong wind — hail, wind and flood claims fall under comprehensive.
Crash risk: 1.15 traffic deaths per 100 million miles (U.S. 1.19).
Fault system: At-fault (tort).

Car insurance rules and costs in Nebraska →

Acura ILX insurance cost in Nebraska cities

City	Full coverage	Minimum	vs. state
Omaha	$1,455	$435	+14%
Lincoln	$1,425	$430	+12%
Bellevue	$1,445	$435	+13%
Grand Island	$1,375	$410	+8%
Kearney	$1,350	$405	+6%
Fremont	$1,390	$420	+9%
Norfolk	$1,305	$390	+2%
Papillion	$1,450	$435	+14%

Acura ILX insurance in Nebraska by driver

Estimated annual Acura ILX premium in Nebraska
Driver	Minimum	Standard	Full coverage	Full / month
Teen driver (18, own policy)	$1,055	$1,530	$3,505	$292
Young adult (22)	$615	$890	$2,040	$170
Adult in their 30s	$385	$555	$1,275	$106
Adult in their 50s	$355	$510	$1,175	$98
Senior (72)	$430	$620	$1,430	$119
30s, one at-fault accident	$555	$805	$1,850	$154
30s, DUI on record	$710	$1,030	$2,360	$197

Coverage levels

Estimated premium by coverage level (driver in their 30s, clean record)
Coverage level	What it includes	Per year	Per month	Typical range
State minimum liability	Only the liability (and PIP/UM where required) limits your state mandates. No coverage for your own car.	$385	$32	$315–$450
Standard liability (100/300/100)	Higher liability limits plus uninsured motorist coverage. Still no coverage for damage to your own car.	$555	$46	$455–$655
Full coverage	Standard liability plus collision and comprehensive, typically required on a financed or leased car.	$1,275	$106	$1,045–$1,505

Nebraska minimum: 25/50/25 liability coverage. Lenders require collision and comprehensive on financed or leased cars.

Rivals in Nebraska

Model	Full coverage in NE	vs. ILX
Jaguar XJ	$1,500	+18%
Infiniti G37	$1,500	+18%
Lincoln MKZ	$1,485	+16%
Lexus IS	$1,590	+25%

Estimate your ILX premium by ZIP code

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State ZIP code or city (optional) Driver age Vehicle make Model Coverage Driving record Annual mileage

Estimated annual premium

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Per month

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Acura ILX insurance cost in every state · All Acura models

Frequently asked questions

How much is Acura ILX insurance in Nebraska?

About $1,275 a year ($106 a month) for full coverage and $385 for Nebraska's minimum liability, for a driver in their 30s with a clean record. That is 19% less than the national estimate for the same car.

Is the Acura ILX cheaper to insure than the average car in Nebraska?

The average vehicle in Nebraska is about $1,285 a year for full coverage in our model, so the Acura ILX is 1% cheaper than average.

Where in Nebraska is Acura ILX insurance cheapest?

Among the largest Nebraska cities, Norfolk has the lowest estimate (about $1,305) and Omaha the highest (about $1,455).

What insurance do I need for a Acura ILX in Nebraska?

Nebraska requires at least 25/50/25 liability coverage. If the car is financed or leased, the lender will also require collision and comprehensive.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page