Chevrolet Avalanche vs Toyota Tundra Insurance Cost
The Chevrolet Avalanche is cheaper to insure by about $275 a year for full coverage by our estimate ($1,240 vs. $1,515), and cheaper in 51 of 51 states.
Side-by-side insurance estimate
| Coverage | Chevrolet Avalanche | Toyota Tundra | Difference |
|---|---|---|---|
| State minimum | $615 | $590 | +$25 |
| Standard (100/300/100) | $890 | $855 | +$35 |
| Full coverage | $1,240 | $1,515 | −$275 |
National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Avalanche minus Tundra.
Why one costs more to insure
| Factor | Chevrolet Avalanche | Toyota Tundra |
|---|---|---|
| Segment | Pickup truck | Pickup truck |
| Powertrains | Gasoline, Flex-fuel | Gasoline, Hybrid, Flex-fuel |
| HLDI collision (100 = avg) | — | 94 |
| HLDI comprehensive | — | 108 |
| HLDI property damage liability | — | 94 |
| HLDI bodily injury liability | — | 96 |
| NHTSA overall rating | — | 5★ |
| NICB most-stolen rank | Not in top 10 | Not in top 10 |
| Recalls (latest 3 model years) | — | 12 |
Avalanche vs Tundra insurance by state
By driver profile (full coverage)
| Driver | Avalanche | Tundra |
|---|---|---|
| Teen driver (18, own policy) | $3,415 | $4,170 |
| Young adult (22) | $1,990 | $2,425 |
| Adult in their 30s | $1,240 | $1,515 |
| Adult in their 50s | $1,145 | $1,395 |
| Senior (72) | $1,390 | $1,700 |
| 30s, one at-fault accident | $1,800 | $2,200 |
| 30s, DUI on record | $2,300 | $2,805 |
More comparisons
Frequently asked questions
Is the Chevrolet Avalanche or the Toyota Tundra cheaper to insure?
By our estimate the Chevrolet Avalanche is cheaper, by about $275 a year for full coverage ($1,240 vs. $1,515) for a driver in their 30s with a clean record.
Why does insurance cost differ between the Chevrolet Avalanche and Toyota Tundra?
Mostly because of insurance-loss history: HLDI collision indices of n/a vs. 94 and comprehensive indices of n/a vs. 108 (100 = average), plus repair costs, theft rates and segment.
How we estimate this
We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.