Estimates, not quotes

Audi Q7 vs Cadillac Escalade Insurance Cost

The Audi Q7 is cheaper to insure by about $85 a year for full coverage by our estimate ($1,570 vs. $1,655), and cheaper in 51 of 51 states.

These are estimates, not quotes. Figures are modeled from public data (NAIC, Census, FEMA, IIHS/HLDI) for comparison only. Your actual premium depends on your insurer, driving history, vehicle and coverage choices. We are not an insurance company or agency. How we estimate

Side-by-side insurance estimate

CoverageAudi Q7Cadillac EscaladeDifference
State minimum$495$535−$40
Standard (100/300/100)$720$770−$50
Full coverage$1,570$1,655−$85

National average base rates, driver in their 30s with a clean record, latest model year of each car. Difference = Q7 minus Escalade.

Why one costs more to insure

FactorAudi Q7Cadillac Escalade
SegmentLuxury SUVLuxury SUV
PowertrainsGasoline, Hybrid, DieselGasoline, Hybrid, Diesel, Flex-fuel
HLDI collision (100 = avg)123110
HLDI comprehensive131152
HLDI property damage liability8089
HLDI bodily injury liability6576
NHTSA overall rating5★5★
NICB most-stolen rankNot in top 10Not in top 10
Recalls (latest 3 model years)44

Collision losses are the biggest swing factor: the Audi Q7 has 13 points higher relative collision losses, meaning its crash repairs cost insurers more on average. Comprehensive losses (theft, weather, glass) also favor the Audi Q7.

Q7 vs Escalade insurance by state

StateQ7EscaladeDifference
Alabama$1,405$1,480−$75
Alaska$1,380$1,445−$65
Arizona$1,640$1,740−$100
Arkansas$1,450$1,530−$80
California$1,560$1,610−$50
Colorado$1,830$1,970−$140
Connecticut$1,625$1,705−$80
Delaware$1,675$1,765−$90
District of Columbia$1,995$2,085−$90
Florida$2,110$2,235−$125
Georgia$1,870$1,975−$105
Hawaii$1,100$1,135−$35
Idaho$1,075$1,135−$60
Illinois$1,385$1,455−$70
Indiana$1,135$1,200−$65
Iowa$1,140$1,225−$85
Kansas$1,325$1,425−$100
Kentucky$1,315$1,395−$80
Louisiana$2,155$2,285−$130
Maine$1,025$1,075−$50
Maryland$1,735$1,825−$90
Massachusetts$1,545$1,610−$65
Michigan$1,725$1,805−$80
Minnesota$1,360$1,455−$95
Mississippi$1,545$1,640−$95
Missouri$1,465$1,560−$95
Montana$1,330$1,435−$105
Nebraska$1,330$1,425−$95
Nevada$1,690$1,775−$85
New Hampshire$1,135$1,190−$55
New Jersey$1,805$1,895−$90
New Mexico$1,435$1,515−$80
New York$2,035$2,145−$110
North Carolina$1,225$1,280−$55
North Dakota$1,095$1,175−$80
Ohio$1,145$1,205−$60
Oklahoma$1,475$1,575−$100
Oregon$1,360$1,435−$75
Pennsylvania$1,410$1,485−$75
Rhode Island$1,840$1,925−$85
South Carolina$1,635$1,735−$100
South Dakota$1,325$1,450−$125
Tennessee$1,340$1,410−$70
Texas$1,910$2,035−$125
Utah$1,380$1,450−$70
Vermont$1,070$1,125−$55
Virginia$1,355$1,425−$70
Washington$1,330$1,395−$65
West Virginia$1,370$1,455−$85
Wisconsin$1,110$1,180−$70
Wyoming$1,350$1,465−$115

By driver profile (full coverage)

DriverQ7Escalade
Teen driver (18, own policy)$4,320$4,555
Young adult (22)$2,515$2,650
Adult in their 30s$1,570$1,655
Adult in their 50s$1,445$1,525
Senior (72)$1,760$1,855
30s, one at-fault accident$2,280$2,400
30s, DUI on record$2,905$3,065

More comparisons

Frequently asked questions

Is the Audi Q7 or the Cadillac Escalade cheaper to insure?

By our estimate the Audi Q7 is cheaper, by about $85 a year for full coverage ($1,570 vs. $1,655) for a driver in their 30s with a clean record.

Why does insurance cost differ between the Audi Q7 and Cadillac Escalade?

Mostly because of insurance-loss history: HLDI collision indices of 123 vs. 110 and comprehensive indices of 131 vs. 152 (100 = average), plus repair costs, theft rates and segment.

How we estimate this

We start from the state's average liability, collision and comprehensive premiums published by the NAIC, then apply a location factor (population density and commute time from the Census ACS, weather hazard scores from FEMA's National Risk Index), a vehicle factor (HLDI insurance-loss data where available, otherwise vehicle segment), and a driver-profile multiplier. Results are rounded ranges for comparison, not quotes. Read the full methodology.

Sources used on this page